Why Being Frugal Still Relevant

A frugal attitude is needed in booming, recessionary, inflationary, and deflationary times. Booming economic times affords us to set aside some disposable income as a hedge for leaner times. Setting aside a reserve will help individuals and businesses, with uneven...
Inflation

Inflation

INFLATIONWinners and LosersWe are hearing lot about the word ‘Inflation’ these days. It is a ‘word’ Economists use that is not understood by the average consumer? Is it going to affect me? Should I be concerned? How can I mitigate its affects? Is it real? Yes,...

Habits

We are creatures of habits, for good or bad. Some become automatic, some become mandatory, some are unconscious or conscious. Some experts say it takes around 21 – 30 days to form or unlearn a habit. Habits need support, reminders and repetition to become...

Why Being Frugal Still Relevant

A frugal attitude is needed in booming, recessionary, inflationary, and deflationary times. Booming economic times affords us to set aside some disposable income as a hedge for leaner times. Setting aside a reserve will help individuals and businesses, with uneven...

The Coming Out of America

A Coming-out event is big with all pomp and circumstances.  How are you planning your debut? Quickly, or cautiously?  We all have options in America. We all have different risk tolerances, e.g. insurances, stocks, health to name a few.  Risk is especially true with...

‘Cacooning’ is the Key

What is ‘cacooning‘? It is a retreat from stressful conditions. Does today Qualify? I think so – bigtime. It was coined in a 1981 book, “The Popcorn Report”, by Faith Popcorn. Her book suggested many future behaviors that we have seen...